4 Types of Car Accident Compensations

4-Types-of-Car-Accident-Compensations

While knowing the legal details of your car accident case should be highly relied to your lawyer, it is also important to emphasize that it is better that you are also familiar with them.  This is needed more especially when you have limited knowledge about the process in getting your car compensation claims.

One of the crucial parts in filing a car accident lawsuit is determining what type of compensations you are going to ask from the defendants.  This can be easily determined by your car accident attorney given that you provide all the necessary details that can help evaluate your case properly.  But, despite this, it is still important that you are well-informed on what are the appropriate compensations you need to claim.

Most Common Car Accident Compensations You Should Know

There are many claims that you can demand if you are filing a car accident lawsuit, but the following are the most common ones.

1. Insurance Claims

This includes a formal request to your car insurance so that you will get covered.  Your insurance agent would require you to provide basic information to speed the processing of the claim.  But, before you’ll seek for an insurance claim, you need to understand that there are different types of car insurance: the negligent driver’s bodily injury liability coverage, personal injury protection, medical payment coverage, & uninsured/underinsured motorist coverage.  Read a more detailed discussion about these types of insurance claims here.

2. Medical Claims

If you are the victim, then this is the compensation from the defendant’s insurance company that should shoulder the cost or pay the expenses incurred when you are injured. This compensation can also help you pay for funeral expenses, injuries sustained by your passengers, injuries you suffered after a car hits you, and dental care as a result of a vehicular accident.

3. Defectively Manufactured Vehicle Claims

If you can prove that the cause of the accident has something to do with a defective vehicle, then you can ask for this claim.  According to HG.org, you need to classify if the defect is caused by a problem in manufacturing or unreasonably dangerous design.  Next, you need to identify a list of defendants which can start from the manufacturer and ends with a certain company that distributes the vehicle. You also need to have the basis that express warranties are breached.  Lastly, you need to prove that the injury you suffered is directly caused by the defectively manufactured vehicle or its dangerous design.

4. Lost Wages Claims

One of the worst things that can happen aside from being injured after a car accident is the part of losing your job because of long stay in the hospital or if the accident has rendered you disabled.  The basis for lost income includes lost wages in the time wherein you are not able to work, lost the capacity to earn because of the injury you suffered, and lost opportunities such as missing a job interview because of getting into a car accident.  A more detailed explanation about this compensation can be found here.

Remember that processing these car compensation claims requires smart legal maneuvers.  Thus, the need to hire a highly competent car accident lawyer is of utmost importance.  Good luck!